umbrella_excess_liability

kite Umbrella / Excess Liability

SUM offers excess and umbrella liability written over qualifying primary carriers and limits.

Commercial Umbrella Liability:
Limits up to $20,000,000
Provides broad coverage with its own coverage language, definitions and exclusions
Provides coverage over primary liability coverages of general liability, auto liability, liquor liability, garage liability and professional liability.

Commercial Excess Liability:
Limits up to $20,000,000
Provides coverage over primary coverages such as monoline excess auto liability, general liability, professional liability, liquor liability and garage liability
Excess liability is following form.  Coverage follows the terms, conditions, exclusions, definitions and endorsements of the primary policy.

Commercial Excess Umbrella Liability:
Limits up to $20,000,000
Provides coverage over lead umbrella
Excess Umbrella Liability is following form.  Coverage follows the terms, conditions, exclusions, definitions and endorsements of the lead umbrella.Primary carriers must have a current AM Best Key Rating of B+, V or better Primary coverages written with a sublimit less than $1,000,000 will be excluded
Applications
Acord 125 Commercial Insurance App
Acord 125 Florida Commercial Insurance App
Acord 126 Commercial General Liability App
Acord 131 Umbrella/Excess Section
Surplus Lines Disclosure Form

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