General Liability insurance covers claims of bodily injury or other physical injury or property damage. It is offered to protect businesses against incidents that may occur on your premises or at other covered locations where you normally conduct business. Commercial General Liability enables your business to continue operations while it faces real or fraudulent claims of certain types of negligence or wrongdoing.
Every business benefits from adequate Commercial General Liability coverage. It covers damage or injuries caused by employees at a client’s site. Even if your agency’s client is negligent or liable for damage, injury or loss to another’s property, reputation or health, their business can keep its assets if it is adequately insured. SUM’s programs feature the following:
Construction: We specialize in all aspects of both residential and commercial construction whether it be on a project specific (Wrap/Non Wrap) or master program basis. We have markets that allow us to provide liability limits from a primary $1m to in excess of $500m.
Healthcare: We place accounts from single long term care facilities and doctors to large hospital groups.