kite Architects & Engineers

Architects, Engineers and Construction Managers Insurance provides a tailored policy that fits specifically with the needs of the client. From small construction managers to engineering and design build firms, our programs offer the protection necessary to allow the insured to focus on what is important, his or her business.  Coverage is available on admitted paper in certain states.

Acceptable Classes:

  • Licensed architects
  • Design / build Firms
  • Licensed engineers, including but not limited to civil, electrical, environmental, industrial and mechanical engineers
  • Interior designers
  • Construction / project managers
  • Landscape architects
  • General contractors
  • Construction loan inspectors
  • Professionals performing building commissioning / testing / balancing
  • LEED / Energy consultants / designers
  • Forensic construction investigators.
  • Specialty contractors (electrical, HVAC plumbing, etc.)
  • Product designers (not doing subsequent manufacturing)
  • Roofing consultants
  • Underground utility locators
  • Welding inspectors
  • Unlicensed professionals whose work is certified by a licensed architect / engineer
  • Real estate developers
  • Land surveyors
  • Property field inspectors
Coverage highlights

  • Deductible credit for claim expenses settled within the deductible
  • Contingent bodily injury / property damage coverage
  • Coverage for claims involving pollution arising out of professional services
  • Free risk management hotline and free contract review services
  • Joint Venture coverage
  • Coverage for punitive damages up to $250,000
  • Third-party discrimination coverage
  • Duty to Defend policy
  • Choice of Defense Counsel (subject to approval)
  • Spousal liability coverage
  • Final adjudication wording
  • Personal injury coverage
  • Bi-lateral tail is included
  • No minimum earned premium

Additional coverage features

  • Enhanced technology including coverage for building information modeling services (BIM)
  • Cost of defense options: first dollar defense, additional defense costs, aggregate deductible
  • General Liability coverage by endorsement (for certain professionals)
  • Follow-form excess coverage

 

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